Question Details

Was in an automobile accident. Other party at

Was in an automobile accident. Other party at fault, ticketed for failure to stop. He was driving a company truck. Insurance has paid total loss my vehicle. Bought another vehicle comparable to one I had but 2 years newer.Bought off list insurance company provided us. Out of pocket expenses $2700 . Sent certified letter to company requesting out of pocket expenses or small claims court. They refused and have gottten their insurance company involved. Out of pocket expenses were more but only asking for difference in price of what insurance paid and what we paid for vehicle and 2 extra days rental vehicle and fuel .I was not in the market for a new vehicle. I just paid mine off; car was in good shape (I have pictures). Can we go to small claims court and who do we sue...company or employee and why has their insurance company become involved? We are to deal with them only. I would like my money.Their truck their employee, their responsibility.